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Insurance News

Undisclosed Tenant Activities Result in Denied Insurance Claim for Landlord

08 Feb 2026: Paige Estritori

In a recent case, a landlord's failure to disclose a significant change in tenant activities led to the denial of a substantial insurance claim. The property, initially leased to a restaurant, began hosting weekly religious meetings on its upper floor without informing the insurer, AIG. This oversight became a pivotal factor when the landlord filed a theft claim amounting to $99,295, which AIG declined due to non-disclosure. - read more

Soaring Insurance Premiums Challenge NSW Businesses

08 Feb 2026: Paige Estritori

Businesses across New South Wales are grappling with escalating insurance premiums, with many reporting significant increases over the past year. A survey conducted by Business NSW revealed that 64% of its members are not fully insured against catastrophes, and nearly 80% have experienced double-digit rate hikes. Alarmingly, one in three businesses reported premium increases exceeding 30%. - read more

Supermarket's Compensation Claim Against Insurance Broker Unsuccessful

08 Feb 2026: Paige Estritori

A recent ruling by the Australian Financial Complaints Authority (AFCA) has denied a supermarket's claim for $230,000 in compensation from insurance broker Gallagher. The supermarket alleged that Gallagher's mishandling of its liability insurance led to a significant increase in premiums and a nearly five-month gap in coverage during 2023. - read more

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Restaurant Insurance Articles

Finding the Right Insurance Partner: A Guide for Australian Restaurants

Running a restaurant in Australia comes with its own set of unique challenges and risks. From busy kitchens to bustling dining areas, every corner of your establishment holds potential liability issues. Understanding these risks and how they can affect your business is crucial for safeguarding your investment. - read more

How to Choose the Right Insurance Coverage for Your Restaurant Business

Running a restaurant in Australia is both exciting and challenging. From crafting delightful dishes to ensuring an excellent dining experience, restaurant owners juggle multiple responsibilities daily. Amidst all these, securing adequate insurance coverage often takes a backseat, though it's crucial for the health of the business. - read more

Navigating the Insurance Landscape: Financial Strategies for Restaurant Owners

In the bustling world of hospitality, restaurant owners face a unique set of challenges that can impact their financial stability. From unexpected kitchen mishaps to customer accidents, understanding the unique risks in the hospitality industry is crucial. These risks can lead to significant financial burdens if not properly managed. - read more

The Role of Staff Training in Reducing Liability Risks in Your Restaurant

Running a restaurant involves navigating a myriad of potential liabilities. From food safety issues to customer injuries on premises, the risks are numerous. In recent years, liability concerns have become even more pressing in the restaurant industry, as businesses face strict regulations and the potential for costly litigation. - read more

The Legal Risks of Running a Restaurant: How Insurance Can Safeguard Your Business

Running a restaurant in Australia is exciting and full of potential, but it's not without its legal challenges. From compliance with food safety standards to managing employee relations, restaurant owners must navigate a complex web of regulations and potential legal issues. Issues such as slip and fall accidents, supplier disputes, and licensing can all pose significant risks. - read more

Knowledgebase

Double Indemnity:
A clause or provision in a life insurance policy that doubles the payout in cases of accidental death.

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