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Insurance News
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What the Right to Disconnect Means for Restaurant Risk What the Right to Disconnect Means for Restaurant Risk
16 Sep 2026: Paige Estritori

Australia's right-to-disconnect rules are now part of the employment landscape for small businesses, adding a fresh compliance issue for restaurants, cafes and takeaway operators. The change gives eligible employees a workplace right to refuse unreasonable work-related contact outside their ordinary hours, depending on the circumstances. For hospitality venues, where rosters shift quickly and managers often rely on texts, calls and group chats, the practical impact can be significant. - read more
Why Underinsurance Is Becoming a Bigger Risk for Restaurants Why Underinsurance Is Becoming a Bigger Risk for Restaurants
09 Sep 2026: Paige Estritori

Fresh insurance industry attention on small business underinsurance is a timely reminder for Australian restaurants, cafés and takeaway operators to check whether their policy limits still reflect the real cost of getting back to trade. Premium pressure often receives the most attention at renewal time, but the larger risk can be a quiet gap between what a venue is insured for and what it would actually cost to replace, repair or reopen after a major loss. - read more
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Restaurant Insurance Articles

Navigating the Insurance Landscape: Financial Strategies for Restaurant Owners
Navigating the Insurance Landscape: Financial Strategies for Restaurant Owners
In the bustling world of hospitality, restaurant owners face a unique set of challenges that can impact their financial stability. From unexpected kitchen mishaps to customer accidents, understanding the unique risks in the hospitality industry is crucial. These risks can lead to significant financial burdens if not properly managed. - read more
Finding the Right Insurance Partner: A Guide for Australian Restaurants
Finding the Right Insurance Partner: A Guide for Australian Restaurants
Running a restaurant in Australia comes with its own set of unique challenges and risks. From busy kitchens to bustling dining areas, every corner of your establishment holds potential liability issues. Understanding these risks and how they can affect your business is crucial for safeguarding your investment. - read more
What Restaurant Insurance Covers in Australia
What Restaurant Insurance Covers in Australia
Restaurant insurance can combine several types of cover, including liability, property, stock, business interruption and commercial vehicle protection. This guide explains common inclusions, exclusions and conditions Australian restaurant and cafe owners should review before requesting a quote. - read more
Restaurant Stock, Contents and Equipment Insurance Explained
Restaurant Stock, Contents and Equipment Insurance Explained
Restaurant owners rely on stock, kitchen equipment, furniture, fit-out and refrigeration to trade each day. This guide explains how these assets may be insured, what risks to consider, and how to think about sums insured, spoilage and equipment breakdown. - read more
Business Interruption and Income Protection for Restaurant Owners
Business Interruption and Income Protection for Restaurant Owners
Business interruption cover and income protection can both relate to lost income, but they protect different risks. This guide explains how each type of cover may apply to Australian restaurant owners. - read more

Knowledgebase
Rider:
An optional provision added to an insurance policy that provides additional benefits or coverage.

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