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The Great Aussie Public Liability Insurance Handbook

This comprehensive eBook is designed to help you navigate through the complex world of public liability insurance, providing you with the knowledge and tools to protect your business and its assets.
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Restaurant Insurance Articles

Navigating the Insurance Landscape: Financial Strategies for Restaurant Owners Navigating the Insurance Landscape: Financial Strategies for Restaurant Owners
In the bustling world of hospitality, restaurant owners face a unique set of challenges that can impact their financial stability. From unexpected kitchen mishaps to customer accidents, understanding the unique risks in the hospitality industry is crucial. These risks can lead to significant financial burdens if not properly managed. - read more
The Role of Staff Training in Reducing Liability Risks in Your Restaurant The Role of Staff Training in Reducing Liability Risks in Your Restaurant
Running a restaurant involves navigating a myriad of potential liabilities. From food safety issues to customer injuries on premises, the risks are numerous. In recent years, liability concerns have become even more pressing in the restaurant industry, as businesses face strict regulations and the potential for costly litigation. - read more
How to Choose the Right Insurance Coverage for Your Restaurant Business How to Choose the Right Insurance Coverage for Your Restaurant Business
Running a restaurant in Australia is both exciting and challenging. From crafting delightful dishes to ensuring an excellent dining experience, restaurant owners juggle multiple responsibilities daily. Amidst all these, securing adequate insurance coverage often takes a backseat, though it's crucial for the health of the business. - read more
Finding the Right Insurance Partner: A Guide for Australian Restaurants Finding the Right Insurance Partner: A Guide for Australian Restaurants
Running a restaurant in Australia comes with its own set of unique challenges and risks. From busy kitchens to bustling dining areas, every corner of your establishment holds potential liability issues. Understanding these risks and how they can affect your business is crucial for safeguarding your investment. - read more
The Differences Between Public Liability and Professional Indemnity Insurance The Differences Between Public Liability and Professional Indemnity Insurance
In the dynamic world of commerce, Australian businesses face a plethora of risks daily. Business insurance serves as a safeguard, ensuring that the unforeseen does not hinder the stability and growth of an enterprise. Whether it’s a startup or a seasoned corporation, understanding and selecting the appropriate insurance coverage is crucial for resilience and longevity. - read more
The Role of Staff Training in Reducing Liability Risks in Your Restaurant The Role of Staff Training in Reducing Liability Risks in Your Restaurant
Running a restaurant involves navigating a myriad of potential liabilities. From food safety issues to customer injuries on premises, the risks are numerous. In recent years, liability concerns have become even more pressing in the restaurant industry, as businesses face strict regulations and the potential for costly litigation. - read more
Navigating the Insurance Landscape: Financial Strategies for Restaurant Owners Navigating the Insurance Landscape: Financial Strategies for Restaurant Owners
In the bustling world of hospitality, restaurant owners face a unique set of challenges that can impact their financial stability. From unexpected kitchen mishaps to customer accidents, understanding the unique risks in the hospitality industry is crucial. These risks can lead to significant financial burdens if not properly managed. - read more
How to Choose the Right Insurance Coverage for Your Restaurant Business How to Choose the Right Insurance Coverage for Your Restaurant Business
Running a restaurant in Australia is both exciting and challenging. From crafting delightful dishes to ensuring an excellent dining experience, restaurant owners juggle multiple responsibilities daily. Amidst all these, securing adequate insurance coverage often takes a backseat, though it's crucial for the health of the business. - read more
Finding the Right Insurance Partner: A Guide for Australian Restaurants Finding the Right Insurance Partner: A Guide for Australian Restaurants
Running a restaurant in Australia comes with its own set of unique challenges and risks. From busy kitchens to bustling dining areas, every corner of your establishment holds potential liability issues. Understanding these risks and how they can affect your business is crucial for safeguarding your investment. - read more

Insurance News

Coalition Pledges to Cut Insurance Capital and Compliance Costs Coalition Pledges to Cut Insurance Capital and Compliance Costs
26 Feb 2025: Paige Estritori

The Coalition has proposed significant changes to the insurance sector's capital requirements and regulatory compliance, a move supported by the Insurance Council of Australia (ICA). This pledge comes in the lead-up to the federal election, with shadow treasurer Angus Taylor detailing the plans that aim to alleviate the industry's financial pressures. - read more
Call for Stricter Regulations in NSW Claims Farming Ban Call for Stricter Regulations in NSW Claims Farming Ban
26 Feb 2025: Paige Estritori

An evaluation of the NSW government's proposed legislation to ban claims farming has been met with calls for more stringent measures from the Insurance Council of Australia (ICA). In its submission, the ICA argues the draft law's 'limited scope' fails to adequately cover key areas such as compulsory third party (CTP) insurance and workers' compensation, potentially undermining its intended impact. - read more
Call for a $30 Billion Commitment to Combat Flood Risks in Australia Call for a $30 Billion Commitment to Combat Flood Risks in Australia
26 Feb 2025: Paige Estritori

The Insurance Council of Australia (ICA) has made a compelling proposal for the creation of a $30.15 billion flood defence fund to address Australia's most costly natural disaster—flooding. This initiative is part of a strategic policy framework aimed at guiding the next federal government on how to make home insurance more affordable amidst growing concerns. - read more
Landmark Court Ruling Challenges Insurance Exclusion Clauses Landmark Court Ruling Challenges Insurance Exclusion Clauses
19 Feb 2025: Paige Estritori

An Australian court has rendered a pivotal decision in a complex insurance case featuring Mr R's Total and Permanent Disability (TPD) claim which was initially denied by the insurer due to a contested exclusion clause related to pre-existing conditions involving neck and shoulder injuries. - read more
Rising Insurance Premiums: A Looming Crisis for Australian Households Rising Insurance Premiums: A Looming Crisis for Australian Households
18 Feb 2025: Paige Estritori

The insurance landscape in Australia is becoming increasingly fraught as the cost of home insurance continues to climb. Recent findings have shed light on the financial strain experienced by 1.6 million households due to surging insurance expenses. Alarmingly, this figure marks an increase of 360,000 households compared to the previous year, underscoring a 30% rise in those affected by these financial burdens. - read more

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Knowledgebase
Term Life Insurance:
A life insurance that provides a cover for a specific period of time - usually one to five years or until the insured reaches age 65 or 70.